LIC Bonus Rates for 2016-17

If you are a lic policy holder, then you would better know that every year lic is declaring the bonus rates for their entire policies. In case of LIC policies this bonus is playing a crucial part as the return on investment is mainly depending up on the bonus rate only.

In this article I am planning to share the every single details about the Latest LIC Bonus rates for 2016-17, Loyalty Addition rates 2016-17 & Final Additional Bonus rates for 2016-17 at one place. You can use the new data to calculate your lic policy return I have explained recently.

This year LIC has declared a one-time Diamond Jubilee Bonus, marking its 60th anniversary celebrations. This bonus is in addition to Simple Reversionary bonus, Final additional bonus (FAB) & Loyalty additions (LA).

Latest LIC Bonus Rates 2016-2017

Plan Name Policy Term (Years) Reversionary Bonus Rate in Rs: Per Rs 1000 Sum assured
Whole life type ( plans 2, 5, 6, 8, 10, 28 (before conversion), 35, 36, 37, 38, 09, 77, 78, 85.86) NA 70
Endowrnerit type / Plans 14, 17, 27/ After conversion, 28 after conversion, 34, 39, 40, 41, 42, 50, 79, 80, 81, 84, 87,90,91, 92,95, 101, 102,103, 109, 110 & 121 < 11 34
11 to 15 38
16 to 20 42
> 20 years 48
New Endowment Plan 814 12 to 15 38
16 to 20 42
> 20 48
Single Premium Endowment Plan No 817 10 to 15 41
16 to 20 46
> 20 56
Money Back Assurance Plan 75 & 93 20 39
25 44
Jeevan Surabhi Plan 106, 107 & 108 15 34
20 41
25 50
Jeevan Mitra (Double cover) & Jeevan Saathi 88 & 89 15 40
16 to 20 44
> 20 48
Jeevan mitra plan 133 Triple Cover < 16 40
16 to 20 45
> 20 50
Limited Payment Endowment Plan 48 < 16 40
16 to 20 44
> 20 49
Jeevan Anand Plan no 149 < 11 38
11 to 15 41
16 to 20 45
> 20 49
New Jeevan Anand Plan 815 15 41
16 to 20 45
> 20 49
Jeevan Rekha Plan 152 < 11 49
11 to 15 44
16 to 20 40
> 20 34
Jeevan Anurag Plan 168 < 11 38
11 to 15 40
16 to 20 42
> 20 44
New Jeevan Suraksha – I Plan 147 < 6 21
6 to 10 27
11 to 15 31
> 15 35
New Jeevan Dhara – I Plan 148 < 6 20
6 to 10 25
11 to 15 28
> 15 32
Jeevan Tarang Plan 178 10 47
15 48
20 49
Jeevan Madhur Plan 182 < 11 21
11 to 15 26
Child Career Plan 184 11 to 15 34
16 to 20 38
> 20 40
Child future Plan 185 11 to 15 38
16 to 20 42
> 20 44
Jeevan Bharati Plan 160 15 38
20 40
Jeevan Nidhi Plan 169 < 11 40
11 to 15 42
16 to 20 44
> 20 46
Jeevan Shree – I Plan 162 10 45
15 46
20 49
25 53
Jeevan Pramukh Plan 167 10 49
15 50
20 53
25 57
Jeevan Amrit Plan 186 10 to 15 32
16 to 20 32
> 20 32
Jeevan Bharati Plan 192 15 29
20 31
New Money Back Plans 820 & 821 20 39
25 44
Limited Payment Endowment Plan 830 12 40
16 45
21 50
Limited Payment Endowment Plan – New Children Money Back Plan 832 13 to 15 38
16 to 20 42
> 20 48
Jeevan Lakshya Plan 833 13 to 15 41
16 to 20 45
> 20 49
Jeevan Tarun Plan 834 13 to 15 38
16 to 20 42
> 20 48
Jeevan Labh Plan 836 16 43
21 47
25 50
Jeevan Pragati Plan 838 12 to 15 37
16 to 20 40
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Besides Simple Reversionary Bonus, LIC also declares other types of bonuses like

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  • Final Additional Bonus (FAB) : Generally for policy greater than 15 years of policy term is eligible for this bonus and this a one-time payment.
  • Loyalty Additions : These are similar to FAB.
  • Guaranteed Additions : The Guaranteed Additions are payable along with the Basic Sum Assured at the time of claim.

Keep an update of this post for all future updates. You can also share the same if you find this information useful.

LIC Bonus Rates for 2016-17
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About the Author: Santanu

I am a passionate blogger and personal finance enthusiast. Mostly share about investment tips, insurance guide, banking how to guides and various personal finance hacks through my blog. Checkout my first YouTube Channel on Personal Finance Guide.

3 Comments

    1. I don’t have the information right now, I think you should contact LIC officials to provide your the loyalty addition rates as this is a old & discontinued lic policy. As soon as I get any update, I will surely share the same.

  1. I’m gone to inform my little brother, that he should also go to see this web site on regular basis to take updated from newest reports.

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