LIC Bonus Rates for 2016-17

If you are a lic policy holder, then you would better know that every year lic is declaring the bonus rates for their entire policies. In case of LIC policies this bonus is playing a crucial part as the return on investment is mainly depending up on the bonus rate only.

In this article I am planning to share the every single details about the Latest LIC Bonus rates for 2016-17, Loyalty Addition rates 2016-17 & Final Additional Bonus rates for 2016-17 at one place. You can use the new data to calculate your lic policy return I have explained recently.

This year LIC has declared a one-time Diamond Jubilee Bonus, marking its 60th anniversary celebrations. This bonus is in addition to Simple Reversionary bonus, Final additional bonus (FAB) & Loyalty additions (LA).

Latest LIC Bonus Rates 2016-2017

Plan NamePolicy Term (Years)Reversionary Bonus Rate in Rs: Per Rs 1000 Sum assured
Whole life type ( plans 2, 5, 6, 8, 10, 28 (before conversion), 35, 36, 37, 38, 09, 77, 78, 85.86)NA70
Endowrnerit type / Plans 14, 17, 27/ After conversion, 28 after conversion, 34, 39, 40, 41, 42, 50, 79, 80, 81, 84, 87,90,91, 92,95, 101, 102,103, 109, 110 & 121< 1134
11 to 1538
16 to 2042
> 20 years48
New Endowment Plan 81412 to 1538
16 to 2042
> 2048
Single Premium Endowment Plan No 81710 to 1541
16 to 2046
> 2056
Money Back Assurance Plan 75 & 932039
2544
Jeevan Surabhi Plan 106, 107 & 1081534
2041
2550
Jeevan Mitra (Double cover) & Jeevan Saathi 88 & 891540
16 to 2044
> 2048
Jeevan mitra plan 133 Triple Cover< 1640
16 to 2045
> 2050
Limited Payment Endowment Plan 48< 1640
16 to 2044
> 2049
Jeevan Anand Plan no 149< 1138
11 to 1541
16 to 2045
> 2049
New Jeevan Anand Plan 8151541
16 to 2045
> 2049
Jeevan Rekha Plan 152< 1149
11 to 1544
16 to 2040
> 2034
Jeevan Anurag Plan 168< 1138
11 to 1540
16 to 2042
> 2044
New Jeevan Suraksha – I Plan 147< 621
6 to 1027
11 to 1531
> 1535
New Jeevan Dhara – I Plan 148< 620
6 to 1025
11 to 1528
> 1532
Jeevan Tarang Plan 1781047
1548
2049
Jeevan Madhur Plan 182< 1121
11 to 1526
Child Career Plan 18411 to 1534
16 to 2038
> 2040
Child future Plan 18511 to 1538
16 to 2042
> 2044
Jeevan Bharati Plan 1601538
2040
Jeevan Nidhi Plan 169< 1140
11 to 1542
16 to 2044
> 2046
Jeevan Shree – I Plan 1621045
1546
2049
2553
Jeevan Pramukh Plan 1671049
1550
2053
2557
Jeevan Amrit Plan 18610 to 1532
16 to 2032
> 2032
Jeevan Bharati Plan 1921529
2031
New Money Back Plans 820 & 8212039
2544
Limited Payment Endowment Plan 8301240
1645
2150
Limited Payment Endowment Plan – New Children Money Back Plan 83213 to 1538
16 to 2042
> 2048
Jeevan Lakshya Plan 83313 to 1541
16 to 2045
> 2049
Jeevan Tarun Plan 83413 to 1538
16 to 2042
> 2048
Jeevan Labh Plan 8361643
2147
2550
Jeevan Pragati Plan 83812 to 1537
16 to 2040

Besides Simple Reversionary Bonus, LIC also declares other types of bonuses like

  • Final Additional Bonus (FAB) : Generally for policy greater than 15 years of policy term is eligible for this bonus and this a one-time payment.
  • Loyalty Additions : These are similar to FAB.
  • Guaranteed Additions : The Guaranteed Additions are payable along with the Basic Sum Assured at the time of claim.

Keep an update of this post for all future updates. You can also share the same if you find this information useful.

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