Want to open a bank account in Central Bank of India online? Central Bank of India Account opening process in simple step by step. Looking to open bank account in Central Bank of India? Although you may not find Central Bank of India in the list of best bank in India, but according to me for a savings bank account any bank if perfect if it is near to your home. In this article I will be sharing various useful information and how to guide which will help you to open a savings account in Central Bank of India or by visiting their nearest branch.
- 1 Summary of Central Bank of India Account opening process
- 2 Types of Savings account in Central Bank of India
- 3 Central Bank of India Savings Account Interest Rates 2017
- 4 Minimum Balance in Central Bank of India SB Account
- 5 Documents Required to Open a Bank account in Central Bank of India
- 6 Eligibility to open Central Bank of India savings account online
- 7 Central Bank of India online Application form download Links
- 8 Steps to open a bank account in Central Bank of India
- 9 How to Open Zero Balance Account in Central Bank of India
- 10 Central Bank of India Balance Enquiry by Miss Call or SMS or Toll Free Numbers
Summary of Central Bank of India Account opening process
In this article, I will be sharing information like Central Bank of India saving account form filling guide, Central Bank of India saving account interest rate, Central Bank of India minimum balance for current account, Central Bank of India account balance enquiry or how to check account balance, cheque book request form download, Central Bank of India online login & net banking guide at one place.
Types of Savings account in Central Bank of India
Like every bank Central Bank of India also provide various types of savings account as per individuals need. Here are the various types of bank account options available at Central Bank of India.
- HSS Account
- Cent Premium
- Cent Param
- Cent Balbhavishya
- Cent Salary Saving Scheme (CSSS)
- Cent Bachat Khata
Central Bank of India Savings Account Interest Rates 2017
Central Bank of India savings account will give a nominal 4% interest rate on your deposits like almost every other banks in India. If you open Cent Samvridhi Savings Account then you will get 4% and daily basis. But still this is one of the lowest interest rates on savings account, when there are few banks who has started providing highest interest rates on savings account like RBL Bank, Yes Bank etc.
Minimum Balance in Central Bank of India SB Account
|Type of Savings Account||Minimum Balance Required|
|Cent Samvridhi Savings Account||Average Quarterly Balance of Rs. 25,000|
|Cent Premium Savings Account||Average Quarterly Balance – Rs. 50,000 (for rural and semi-urban branches), Rs. 100,000 (metro and urban branches)|
|Cent Bachat Khata||Rs. 50|
Documents Required to Open a Bank account in Central Bank of India
Any of the following documents bearing photograph of the holder is also accepted for the purpose of identification
- ID and address proof (Passport, Voter’s ID, Driving Licence, Aadhar card, NREGA card, PAN card)
- 2 passport-size photographs
- Specimen Signature Card
- Copy of PAN Card/Form 60 or 61 (if customer does not have PAN Card)
- Any other related documents applicable to Students, Minor, HUF, Trusts, Association etc.
Filling the KYC document is mandatory now a days while opening bank account in India. So make sure you are furnishing all necessary documents at the bank branch.
Eligibility to open Central Bank of India savings account online
- A person in his individual
- More than one person in their joint names
- A minor jointly with a major
- A minor over the age of 12 years who can read and write and operate the account personally
- Charitable and educational institutions (if they do not conduct business of commercial nature)
- Blind Persons
- Illiterate persons
- Organizations / agencies / bodies that are specifically permitted to open saving account
Central Bank of India online Application form download Links
You can download various account opening or investment related application forms online from Central Bank of India official website download link itself. Just follow the below website link and download the account opening forms, KYC forms and other necessary forms before visiting your nearest branch to open a SB account in Central Bank of India.
Steps to open a bank account in Central Bank of India
The account opening process is almost similar to other bank only. You can’t open a bank account in Central Bank of India complete online mode only. Follow the process below.
First of all you have to visit Central Bank of India savings account opening page. From there download the application form and also the KYC form.
Now fill both the form carefully and then collect all the mandatory documents. Take original documents and copy ones as you have to submit the proofs.
Next you have to visit the nearest central bank of India branch and submit the application form, KYC form filled properly with your or applicant signature with documents attached.
After successful verification only, they will open your bank account and provide you a passbook with the net banking KIT.
How to Open Zero Balance Account in Central Bank of India
You can apply for Cent Salary Saving Scheme (CSSS) which is nothing but a salary account with zero balance feature. All permanent employees of Central Govt/ State Government/ Railways, Educational Institutes & PSU can open account in group of minimum 10 employees. Permanent employees of Corporate & other organisation in a group of minimum 25 employees can open CSSSA.
Central Bank of India Balance Enquiry by Miss Call or SMS or Toll Free Numbers
Give missed call to this number- 09222250000 and know you banking details like balance check, fund transfer status through SMS. You can also dial Their customer service toll free number: 1800 200 1911 and get various information related to your savings account.
Besides that, you can also apply for Central Bank of India internet banking access & password, and the login to your net banking account. Through your Central Bank of India net banking account you can easily add beneficiaries, transfer funds to any other account, IMPS transfer, address change, change your mobile number, download statement etc.
So, if you think that you should open a savings account in Central Bank of India which is very near to your home then its perfectly fine as you should have your account in any bank but near to your home only. You can also invest your savings account money in various deposit schemes to earn more interest. Share your thoughts on this article about how to open a bank account in Central Bank of India and write your experiences here if any.