Does SBI Charge For Net Banking | SBI Transaction Charges For ATM

Are you planning to apply for SBI net banking account and then enjoy banking from your home or office online? But you are worried about how much charges will cut by using sbi net banking? I am receiving many questions related to this topic like 

  • If i do NEFT from SBI to another bank so what will be transaction charge?
  • how much charge for open net banking?
  • sbi net banking charges for irctc
  • sbi net banking charges per year
  • sbi net banking online registration charges

Before proceeding, just want to share that you don’t have to pay any charges for opening a SBI net banking online account. Transactions are applied when some one transfer any fund from SBI to any other bank. In fact when you pay online using your SBI net banking account or SBI debit card, you should not be charged any fee. But still you may check whether there is any special terms with the merchant before payment.

Does sbi charges for atm withdrawal?

SBI has been charging for more than own-ATM withdrawals a month with those accounts having less than Rs 25,000 in monthly balance. But those accounts with over Rs 25,000 and above in balance there is no limit at its own ATMnetwork. But, their access to third-party ATMs are capped at three a month. You should check out the sbi atm withdrawal limit from other banks per day to get aware.

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DEBIT CARD RELATED CHARGES
Sl.No Particulars Charges Rs
1. Debit Card Issuance Charges Normal (Classic/Global) Nil
Gold Debit Card 100/- (including service tax)
Platinum Debit Card 306/- (including service tax)
2. Debit Card Annual Maintenance Charges (Recovered at the beginning of the second year onwards) Classic Debit Card 100/- plus service tax
Silver/Global /Yuva /Gold Debit Card 150/- plus service tax
Platinum Debit Card 200/- plus service tax
Pride/Premium Business Debit Card 300/- plus service tax
3. Debit Card Replacement Charges Rs.204/- (including service tax)
4. Duplicate PIN/ Regeneration of PIN Rs.51/- (including service tax)
5. Domestic Transaction Charges Transactions at State Bank Group ATMs Free
Other Bank ATMs – Up to 5 Transactions during a calendar month (for savings bank account only) Free
Other Bank ATMs – Beyond 5 transactions(in Savings account) AND other than savings account:  
Ø Financial Transaction: 17/- (including service tax)
Ø Non-Financial Transaction 6/- (including service tax)
Point of Sale (PoS)/ eCommerce Transactions
No extra charges (surcharge) applicable currently for making payments through State Bank Debit Card except the use at fuel stations in India the following charges are applicable:
Particulars Rate
For transactions using State Bank Debit Cards on SBI’s PoS terminals
  • 0.75% of transaction value for transactions up to Rs. 2,000/- or Rs. 10/- (whichever is higher)
  • 1% of transaction value for transactions above Rs. 2,000/-
For transactions using State Bank Debit Cards on other Banks’ PoS terminals 2.5% of transaction value or Rs. 10/- (whichever is higher)
6. International Transaction Charges Balance enquiry 17/- (including service tax)
ATM Cash withdrawal transactions 169/- (including service tax)
Point of Sale(PoS)/ eCommerce transactions Nil
7. ATM/Point of Sale (PoS) Transaction Decline Due to Insufficient Balance 17/- (including service tax)
Also Read  How To Download State Bank Samadhaan App, Features

 

Note: Service Tax is applicable @ 12.36%

OTHER CARD RELATED CHARGES
Sl.No Particulars Charges Rs.
1. eZ-Pay card:
Issuance fee 102/- (including service tax)
Reloading charges 10/- plus service tax
Replacement of card/PIN 102/- (including service tax)
Refund of unspent amount at SBI Branches 102/- (including service tax)
2. Gift Card:
Issuance fee 102/- (including service tax)
Replacement Card 102/- (including service tax)
3. Vishwa Yatra Foreign Travel Card
Issuance fee 112/- (including service tax)
Add on Card(Max 2) 112/- (including service tax)
Reloading charges 56/- (including service tax)
INTERNET BANKING RELATED CHARGES
Sl.No Particulars Charges Rs.
1. IRCTC Fee(on SBI Payment gateway) 10/- plus service tax
2. Online Air ticket booking 50/- plus service tax
3. Income Tax, Service Tax and Excise duty payment NIL
4. On line Custom Duty payment, Central Railway Freight Collection, Collection Module NIL

Note: Service Tax is applicable @ 12.36%

ELECTRONIC TRANSFER CHARGES (ALL SEGMENT) (W.e.f 08.03.2014)

S.No.
Inter-Core Charges between our branches
Max. Amt.
Charges
1. Transfer transaction between SBI branches Local/Outstation Subject to restriction for non-home transactions for different branches. NIL
2. Cash Transaction between SBI Branches: Local /Outstation
(i). Deposit of cash at non-home CBS branches P-Segment-Rs.25,000/– per day SME Segment- Rs.2.00 lac per day Rs.2/- per 1000. min.Rs.50/- per transaction
(ii). Encashment of cheque at non home branch P-Segments; Max.limit:Rs.50,000/- SME segment: Max.Limit:1.00 lacs upto Rs.50,000/- Free, Above Rs.50,000/- and upto Rs.1,00,000/- Rs.2/- per Rs.1000/-Min Rs.50/-per transaction
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RTGS/NEFT/ECS CHARGES
S.No.
Items
Transaction Slab
Charges
1. NEFT
Upto Rs.10,000- Rs.2.50
Upto Rs.1.00 lac Rs.5.00
Above Rs.1.00 lac to 2.00 lacs Rs.15.00
Above Rs.2.00 lacs Rs.25.00
a) RTGS Customer Transactions (R-41)
Time of settlement at the RBI Transaction Slab Charges
From To
09.00 Hours 12.00 Hours Rs.2.00 lacs to Rs.5.00 lacs Rs.25
Above Rs.5.00 lacs Rs.51
After 12.00 Hours 15.30 Hours Rs.2.00 lacs to Rs.5.00 lacs Rs.26
Above Rs.5.00 lacs Rs.52
After 15.30 Hours 16.30 Hours (on week days) Rs.2.00 lacs to Rs.5.00 lacs Rs.31
Above Rs.5.00 lacs Rs.56
b) RTGS Inter-Bank Transactions (R-42)
Time of settlement at the RBI Transaction Slab Charges
From To
09.00 Hours 12.00 Hours Rs.2.00 lacs to Rs.5.00 lacs Rs.25
Above Rs.5.00 lacs Rs.51
After 12.00 Hours 15.30 Hours Rs.2.00 lacs to Rs.5.00 lacs Rs.26
Above Rs.5.00 lacs Rs.52
After 15.30 Hours 16.30 Hours (on week days) Rs.2.00 lacs to Rs.5.00 lacs Rs.31
Above Rs.5.00 lacs Rs.56

I found these are the common cases when SBI will charge you for any transaction as per the time frame and the amount of money transfer. Hope this will help you to know whether you will be charged for your next transaction. For more details, please visit https://www.sbi.co.in for every updated information.

Does SBI Charge For Net Banking | SBI Transaction Charges For ATM
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