IOB Balance Check Number 2024 (SMS, ATM, Net Banking)

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Indian Overseas Bank (IOB) provides convenient ways for its customers to check their account balances. You can do this online or offline, making it easy to stay updated on your finances. In this guide, we’ll explain the various methods available for IOB account balance checking.

Checking your IOB bank account balance is easy, and you can do it in various ways, both online and offline.

Offline Methods:

  1. SMS Service: IOB offers a convenient SMS service that allows you to check your account balance. Simply send a text message to a specific number provided by the bank, and you’ll receive your account balance as a reply.
  2. Missed Call Service: Another effortless way is the Missed Call service. Just give a missed call to a designated IOB number, and the bank will send you an SMS with your account balance.
  3. ATM: You can visit an IOB ATM and use your debit card to check your account balance. It’s a quick and secure method.
  4. USSD Code: IOB provides a unique USSD code that you can dial from your mobile phone to access your account balance information.

Online Methods:

  1. Net Banking: If you prefer online access, IOB’s Net Banking service lets you check your account balance from the comfort of your home. Log in to your account on the bank’s website and view your balance.
  2. Mobile Banking: IOB offers mobile banking services, allowing you to check your balance using your smartphone. Download the bank’s mobile app, sign in, and access your account details.
  3. IOB mPassbook: The IOB mPassbook is a digital passbook available on the bank’s mobile app. It provides real-time updates on your account balance and transactions.
  4. UPI: If you use UPI (Unified Payments Interface), you can also check your IOB account balance through UPI-enabled apps.

These options make it convenient for anyone with an IOB account to keep track of their balance, whether they prefer traditional methods like SMS and ATM or modern online banking and mobile apps.

How to Check Your Indian Overseas Bank (IOB) Account Balance

If you have an account with Indian Overseas Bank (IOB), there are three easy ways to check your account balance.

1) SMS Banking Method:

  • You can check your IOB account balance by sending a simple text message.
  • Use your registered mobile number to send a message in this format: “BAL.”
  • Send the message to the IOB Balance enquiry number: 8424022122.
  • You’ll receive a reply with your account balance.

2) Missed Call Service:

  • IOB also offers a convenient missed call service for balance inquiry.
  • Simply make a missed call from your registered mobile number to this number: 9210622122.
  • IOB will send you a message with your account balance shortly after.

3) ATM Method:

  • If you prefer using an ATM, follow these steps:
  • Visit your nearest IOB ATM.
  • Insert your IOB Bank ATM card and enter your 4-digit ATM PIN.
  • Choose the ‘Balance Enquiry’ option on the ATM screen.
  • Your IOB account balance will be displayed on the screen.

4) IOB Balance Check through USSD Code:

  • If you don’t have internet access, you can use USSD (Unstructured Supplementary Service Data) to check your IOB account balance.
  • Dial 9952# from your registered phone number.
  • Choose your preferred language.
  • Enter the IFSC code of your IOB Bank branch.
  • Request the Indian Overseas Bank balance check.
  • Follow the on-screen instructions to check your IOB Bank account balance or get a mini statement.
  • You’ll receive the account balance details on your registered phone number.

5) IOB Balance Check through IOB Net Banking:

  • IOB online banking or Internet banking users can easily access their account balances.
  • Visit the Indian Overseas Bank Internet banking portal https://www.iobnet.co.in.
  • Log in using your net banking user ID and password.
  • After logging in, go to the ‘View Account Details’ option.
  • Select ‘Check Account Balance,’ and your available balance will be displayed on the screen.

6) IOB Bank Account Balance Check through Mobile Banking:

  • IOB Bank customers can check their account balance using the IOB Mobile Banking application.
  • Download the IOB mobile banking app from the Play Store or iOS Store.
  • Open the app and log in using your registered mobile number or MPIN.
  • In the ‘My Accounts’ section, click on ‘View Account Balance,’ and your current account balance will be shown.

7) Indian Overseas Bank Balance Enquiry Process through Passbook:

  • IOB offers an m-Passbook, a digital passbook that automatically updates your debit and credit transactions.
  • Download the Indian Overseas Bank m-Passbook app.
  • Log in with your MPIN to access your balance and transaction details.

8) IOB Bank Balance Enquiry Process through UPI:

  • IOB customers can use UPI (Unified Payments Interface) apps on their smartphones to check their account balance.
  • Open any UPI app on your smartphone.
  • Enter the security code to unlock the app.
  • Select the IOB account for which you want to view the balance.
  • Click ‘Check Account Balance,’ enter your UPI PIN, and your account balance will be displayed.

FAQs – IOB Balance Check Number

Can I check my last 5 transactions on IOB?

Yes, you can check your last 5 transactions on IOB. If you are an IOB Net Banking user, you can log in to your account, go to ‘View Account Details,’ and select ‘Mini Statement’ to see your recent transactions. IOB ATM users can visit an IOB ATM, insert their card, enter their PIN, and choose ‘Mini Statement’ to access recent transaction details.

How can I check my IOB mobile balance through missed calls?

To check your IOB account balance through a missed call, use your registered mobile number to give a missed call to the IOB balance check number: 9210622122. You will receive a message with your account balance shortly after.

Can I check my IOB account balance without the internet?

Yes, you can check your IOB account balance without an internet connection. You can use the SMS or missed call services of IOB to inquire about your balance. Alternatively, you can visit a nearby IOB ATM and perform a balance inquiry.

How can I check my IOB balance through net banking?

Checking your IOB account balance through net banking is simple. Log in to your IOB online banking account using your user ID and password. After logging in, select the ‘View Account Details’ option, and then click on ‘Check Account Balance.’ Your account balance will be displayed.

Can I check the Indian Overseas Bank account balance through UPI?

Yes, you can check your IOB Bank balance on the UPI app. Open your preferred UPI app on your smartphone, select the account you want to check, choose the ‘Check Account Balance’ option, enter your UPI PIN, and your IOB account balance will be shown on the screen.

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