State Bank of India (SBI), India’s largest public sector bank, offers a wide range of banking and financial services. Knowing the SBI bank timings is essential for both customers and businesses to ensure smooth and hassle-free banking transactions. In this post we have covered all the relevant information about SBI’s working hours, including branch timings, locker access, and online transaction services like NEFT, RTGS, IMPS, and more.
SBI Bank Timings & Working Hours 2024
SBI branches across India follow a standard working schedule from Monday to Friday, with limited operational hours on the 1st, 3rd, and 5th Saturdays of the month. As per the latest RBI guidelines, the 2nd and 4th Saturdays are non-working days for all public sector banks, including SBI. Below is the general timing information:
- Monday to Friday: 10:00 AM to 4:00 PM
- Saturdays (1st, 3rd, and 5th): 10:00 AM to 4:00 PM
- 2nd and 4th Saturdays, Sundays: Closed
This schedule remains the same across most branches in India, with some exceptions in remote areas and during local holidays.
SBI Lunch Timings
SBI ensures that customers can access banking services throughout the day by staggering lunch breaks for their employees. This means that you can visit the branch during its operating hours without worrying about the bank being fully closed for lunch. Typically, lunch hours are between 1:00 PM and 2:00 PM, though the exact time may vary slightly depending on the branch.
SBI Locker Timings
SBI locker services are available during the bank’s regular working hours. If you want to access your locker, you can visit the branch between 10:00 AM and 4:00 PM from Monday to Friday and on the 1st, 3rd, and 5th Saturdays. However, it is recommended to contact your branch for specific locker visit arrangements, especially during local holidays.
SBI NEFT, IMPS, RTGS Timings
SBI offers various electronic fund transfer services like NEFT, RTGS, and IMPS to make banking easier for customers. Below are the detailed timings for these services:
- NEFT (National Electronic Funds Transfer):
- Branch Timings: 10:00 AM to 4:00 PM (Monday to Friday; 1st, 3rd, and 5th Saturdays).
- Online Timings: 24×7 (including holidays), available through mobile banking, internet banking, and YONO SBI app.
- RTGS (Real Time Gross Settlement):
- Branch Timings: 10:00 AM to 4:00 PM (Monday to Friday; 1st, 3rd, and 5th Saturdays).
- Online Timings: 24×7, with real-time processing for transactions above ₹2 lakhs.
- IMPS (Immediate Payment Service):
- Available 24 hours a day, 7 days a week, including bank holidays. IMPS is the quickest way to transfer funds in real-time, with transaction limits ranging from ₹1 to ₹5 lakhs per day.
- UPI (Unified Payments Interface):
- UPI payments are processed instantly, 24×7, with no specific bank working hours required. Customers can complete transactions using the UPI system at any time, even during bank holidays.
SBI ATM Availability and Timings
SBI ATMs are available 24×7 across India, providing customers with round-the-clock access to essential banking services. Whether you need to withdraw cash, deposit funds, check your account balance, or get a mini-statement, SBI ATMs ensure convenience without the need to visit a branch. SBI has an extensive network of ATMs in both urban and rural areas, ensuring that customers can meet their banking needs at any time. Additionally, many SBI ATMs offer services like bill payments and card-to-card transfers, further enhancing their utility.
Key ATM Services:
- Cash Withdrawal
- Balance Inquiry
- Fund Transfer (card-to-card)
- Mini-Statements
- Cash Deposit (at select ATMs)
SBI Digital Banking Services Timings
SBI provides its customers with a variety of digital banking platforms, all available 24×7. These platforms, including Internet Banking, Mobile Banking (YONO SBI), and SMS Banking, enable customers to carry out most banking transactions from the comfort of their homes, without visiting a branch. Whether you need to transfer funds, check account balances, pay utility bills, or book fixed deposits, SBI’s digital banking services are at your disposal anytime, anywhere.
Digital Banking Platforms
- SBI Internet Banking: Available 24×7 through SBI’s official website. You can manage your account, transfer funds (NEFT, RTGS, IMPS), pay bills, book FDs, and more.
- SBI YONO App: A comprehensive mobile banking solution offering various services such as fund transfers, mobile recharges, bill payments, and even shopping deals.
- SBI SMS Banking: Provides basic banking services like balance inquiry, mini-statements, and fund transfers by sending SMS commands from your registered mobile number.
By using these digital services, customers can perform nearly all banking operations without visiting a physical branch, thus saving time and effort.
SBI Holiday Schedule for 2024
It’s essential to be aware of the SBI holidays when planning a visit to the branch. SBI observes both national and regional holidays, which can vary depending on the state and city in which the branch is located. While SBI branches are closed on all Sundays and 2nd and 4th Saturdays, they also observe important public holidays like Republic Day, Independence Day, Diwali, and more.
Below is a list of major national holidays observed by SBI in 2024:
Holiday | Date |
---|---|
Republic Day | January 26, 2024 |
Holi | March 25, 2024 |
Independence Day | August 15, 2024 |
Diwali | November 12, 2024 |
Christmas Day | December 25, 2024 |
Additionally, regional holidays like Baisakhi, Pongal, and Onam are also observed by specific branches, depending on the local customs and traditions. Customers are advised to check with their local branch or visit the official SBI website to confirm the holiday schedule specific to their region.
SBI Branch-Specific Timings
While most SBI branches follow a standard working schedule, some rural and semi-urban branches may operate at different hours due to the local needs of the community. Rural branches, in particular, may open earlier or close later to accommodate the working schedules of farmers and local businesses. It is always a good idea to confirm the exact timings of your nearest branch, especially if you live in a non-urban area.
Customers can easily check branch-specific timings by visiting the official SBI website or by calling the branch directly. Additionally, SBI offers a Branch Locator tool on its website, which provides information about the services offered at each branch along with its operating hours.
SBI Timings in Major Cities
Here’s a quick reference for SBI timings in major cities across India. While the overall schedule remains similar, slight variations may exist due to local requirements or high customer footfall.
City | Weekdays (Mon-Fri) | Saturday (1st, 3rd, 5th) | Lunch Break | Sundays & 2nd/4th Sat |
---|---|---|---|---|
Delhi | 10:00 AM – 4:00 PM | 10:00 AM – 4:00 PM | 1:00 PM – 2:00 PM | Closed |
Mumbai | 10:00 AM – 4:00 PM | 10:00 AM – 4:00 PM | 1:00 PM – 2:00 PM | Closed |
Kolkata | 10:00 AM – 4:00 PM | 10:00 AM – 4:00 PM | 1:00 PM – 2:00 PM | Closed |
Bengaluru | 10:00 AM – 4:00 PM | 10:00 AM – 4:00 PM | 1:00 PM – 2:00 PM | Closed |
Chennai | 10:00 AM – 4:00 PM | 10:00 AM – 4:00 PM | 1:00 PM – 2:00 PM | Closed |
Hyderabad | 10:00 AM – 4:00 PM | 10:00 AM – 4:00 PM | 1:00 PM – 2:00 PM | Closed |
SBI Customer Service
- SBI customer service is available 24×7 for queries and complaints.
- Toll-free numbers to contact: 1800 11 2211, 1800 425 3800.
- You can also email the bank at contactcentre@sbi.co.in for non-urgent issues.
- For card-related grievances, dial 1800 112 211 for immediate assistance.
- The SBI YONO app also provides customer support through chatbots and human agents.
- You can visit the SBI website for additional help or FAQs.
FAQs Related to SBI Bank Timings
What are SBI’s timings on Saturdays?
SBI operates from 10:00 AM to 4:00 PM on the 1st, 3rd, and 5th Saturdays. It remains closed on the 2nd and 4th Saturdays.
Can I access SBI locker services on Saturdays?
Yes, locker services are available during bank working hours, which include Saturdays (1st, 3rd, and 5th).
Is SBI open on all weekdays?
Yes, SBI is open Monday to Friday from 10:00 AM to 4:00 PM.
How can I contact SBI customer care?
You can call SBI’s toll-free numbers 1800 11 2211 or 1800 425 3800 for 24×7 support.
Can I use SBI internet banking during bank holidays?
Yes, SBI’s internet banking services (like NEFT, RTGS, IMPS, and UPI) are available 24×7, even on holidays.
Do SBI branches close for lunch?
No, SBI branches do not close fully for lunch as employees take staggered lunch breaks.
How can I find the nearest SBI branch’s working hours?
You can check the working hours of your nearest SBI branch through the SBI website or by calling their customer service.
Related: Find out all bank timings here:
- Canara Bank Timings: Working Hours, Lunch Timings
- Axis Bank Timings: Working Hours, Lunch Timings
- PNB Bank Timings: Working Hours, Lunch Timings
- HDFC Bank Timings: Working Hours, Lunch Timings
- ICICI Bank Timings: Working Hours, Lunch Timings
- Bank of Baroda Timings: Working Hours, Lunch Timings
- Union Bank of India Timings: Working Hours, Lunch Timings
This complete guide on SBI bank timings and working hours should help you plan your banking activities efficiently. Be sure to check with your local branch for specific holiday closures or other regional variations in the timings.