If you’re a Bank of India customer, knowing the exact Bank of India timings can make your banking experience smoother. Since its nationalization in 1969, the Bank of India has been serving customers as a government-owned bank, with over 5000 branches spread across the country and a few international locations.
Headquartered in Mumbai’s Bandra Kurla Complex, it is one of India’s top banks, committed to providing accessible services to a wide range of customers. Whether you’re visiting a branch in a bustling metro area or a quieter rural location, understanding the Bank of India timings and working hours will help you plan your visits better and save time. Let’s check out the details.
Bank of India Timings & Working Hours
Here is an overview of the Bank of India timings and working hours.
| Area | Day | Working Hours |
|---|---|---|
| Urban/Metro | Monday to Friday | 9:45 am to 4:45 pm |
| 1st, 3rd, & 5th Saturday | 9:45 am to 4:45 pm | |
| 2nd & 4th Saturday | Closed | |
| Sunday | Closed | |
| Semi-Urban/Rural | Monday to Friday | 10:00 am to 5:00 pm |
| 1st, 3rd, & 5th Saturday | 10:00 am to 5:00 pm | |
| 2nd & 4th Saturday | Closed | |
| Sunday | Closed |
Bank of India Timings: Urban and Semi-Urban Areas
Bank of India has different operating hours for branches in metro and urban areas versus those in semi-urban and rural locations. This flexibility ensures that customers can access services at times most suitable for their region.
Working Hours in Urban and Metro Branches
If you’re visiting a Bank of India branch in an urban or metropolitan area, the typical working hours are as follows:
- Monday to Friday: 9:45 am to 4:45 pm
- 1st, 3rd, and 5th Saturday: 9:45 am to 4:45 pm
These timings give you ample opportunity to complete transactions and access services during regular working days and select Saturdays. Make sure to plan your visit according to these Bank of India timings so you can avoid any last-minute rush.
Working Hours in Semi-Urban and Rural Branches
For those of you who need to visit a Bank of India branch located in semi-urban or rural areas, the hours are slightly different:
- Monday to Friday: 10:00 am to 5:00 pm
- 1st, 3rd, and 5th Saturday: 10:00 am to 5:00 pm
These Bank of India timings in rural areas are structured to align with local needs, so you’ll find them convenient if you live in these regions.
Bank of India Lunch Timings
| Service | Timing |
|---|---|
| Lunch Break (Urban/Metro) | 2:30 pm to 3:00 pm (rotational staff) |
| Lunch Break (Semi-Urban/Rural) | 2:30 pm to 3:00 pm (may close counters) |
| NEFT (National Electronic Funds Transfer) | 24/7 (processed in batches) |
| RTGS (Real-Time Gross Settlement) | 8:00 am to 4:30 pm (excluding 2nd & 4th Saturdays) |
Bank of India has a structured lunch schedule, ensuring that services are available continuously throughout the day. However, lunch breaks do occur, and it helps to know these timings, especially if you’re planning to visit during the afternoon.
- Urban/Metro Branches: Lunch typically takes place from 2:30 pm to 3:00 pm. Staff members take staggered breaks, meaning someone is always available at the counter to assist you.
- Semi-Urban/Rural Branches: Similarly, lunch breaks in rural branches are generally observed between 2:30 pm and 3:00 pm, though some rural branches may close counters for a full break. It’s a good idea to check in advance if your local branch follows a specific lunch schedule.
These lunch timings ensure you can still receive assistance even if you visit during the lunch period.
NEFT and RTGS Timings at Bank of India
If you’re looking to transfer funds electronically, knowing the Bank of India timings for NEFT and RTGS transactions is essential. Both services are reliable and widely used for secure transfers within India.
- NEFT (National Electronic Funds Transfer): Available 24/7, NEFT transactions can be initiated at any time of day. However, these are processed in hourly batches, and the credit is generally made on the same day or the next working day, depending on the transfer time and the policies of the recipient’s bank.
- RTGS (Real-Time Gross Settlement): Ideal for larger amounts, RTGS allows for immediate settlement and is the fastest way to transfer funds. The RTGS timings for Bank of India are: Monday to Saturday (excluding 2nd and 4th Saturdays): 8:00 am to 4:30 pm
These specific NEFT and RTGS Bank of India timings make it convenient for you to plan high-value or urgent transactions accordingly.
Bank of India Timings in Major Cities
Here are the Bank of India timings and working hours for branches in some of the major cities across India. Please note that timings may vary slightly depending on the specific branch.
| City | Monday to Friday Timings | 1st, 3rd, and 5th Saturday Timings | Lunch Break |
|---|---|---|---|
| Mumbai | 9:45 am – 4:45 pm | 9:45 am – 4:45 pm | 2:30 pm – 3:00 pm |
| Delhi | 9:45 am – 4:45 pm | 9:45 am – 4:45 pm | 2:30 pm – 3:00 pm |
| Kolkata | 9:45 am – 4:45 pm | 9:45 am – 4:45 pm | 2:30 pm – 3:00 pm |
| Chennai | 9:45 am – 4:45 pm | 9:45 am – 4:45 pm | 2:30 pm – 3:00 pm |
| Bangalore | 9:45 am – 4:45 pm | 9:45 am – 4:45 pm | 2:30 pm – 3:00 pm |
| Hyderabad | 9:45 am – 4:45 pm | 9:45 am – 4:45 pm | 2:30 pm – 3:00 pm |
BOI Customer Support
- Bank of India offers customer support through toll-free helplines for general queries, complaints, and feedback.
- BOI’s customer care numbers are available 24/7, providing assistance in multiple regional languages.
- Customers can contact BOI via email for non-urgent inquiries.
- BOI’s official website and mobile banking app provide self-help options, FAQs, and live chat features for quick resolution of common issues.
- For in-person assistance, customers can visit any Bank of India branch during working hours.
- Bank of India also provides support through social media channels for quick responses to general queries.
Important Additional Information
- Holiday Closures: Bank of India branches remain closed on national and regional holidays, as well as on the second and fourth Saturdays of every month. Make sure to check for holiday closures specific to your state or branch, especially if you’re planning an important transaction.
- BOI Digital Banking: For those of you who prefer online banking, BOI’s digital services are available 24/7. You can manage accounts, make payments, or transfer funds through BOI’s mobile and online platforms at any time, offering flexibility outside regular Bank of India timings.
FAQs on Bank of India Timings & Working Hours
What are the Bank of India’s regular working hours?
BOI branches generally operate from 9:45 am to 4:45 pm in urban areas and 10:00 am to 5:00 pm in semi-urban and rural areas, Monday through Friday.
Is Bank of India open on Saturdays?
Yes, BOI branches are open on the first, third, and fifth Saturdays of the month, following regular working hours. However, they are closed on the second and fourth Saturdays.
What are the Bank of India lunch hours?
Lunch hours are usually from 2:30 pm to 3:00 pm, with staff breaks rotated to ensure continuous customer service.
Are NEFT and RTGS services available 24/7 at BOI?
NEFT services are available 24/7, while RTGS transactions can be conducted from 8:00 am to 4:30 pm on regular days, excluding the second and fourth Saturdays.
Does BOI have specific working hours for different cities?
While general hours remain the same, branch-specific timings may vary slightly. It’s recommended to check with the local branch for exact timings.
How can I contact Bank of India customer support?
BOI offers 24/7 customer support through toll-free numbers, email, and social media channels. You can also visit the nearest branch during working hours.
Are BOI branches closed on public holidays?
Yes, BOI branches remain closed on national and regional public holidays, in addition to the second and fourth Saturdays of each month.
Related: Other bank timings in India to know:
- SBI Bank Timings 2024 – Working Hours, Lunch Timings
- PNB Bank Timings 2024 – Working Hours, Lunch Timings
- Canara Bank Timings 2024 – Working Hours, Lunch Timings
- HDFC Bank Timings 2024 – Working Hours, Lunch Timings
- ICICI Bank Timings 2024 – Working Hours, Lunch Timings
- Bank of Baroda Timings 2024 – Working Hours, Lunch Timings
- Union Bank of India Timings 2024 – Working Hours, Lunch Timings
- Axis Bank Timings 2024 – Working Hours, Lunch Timings
Understanding Bank of India timings will help you make the most of your banking experience. With designated hours for metro, urban, and rural branches, BOI has structured its working hours to accommodate the needs of all its customers. The bank also provides reliable NEFT and RTGS services with clearly defined timings for electronic transfers. Whether you choose to visit a branch or handle your finances online, BOI’s flexible timings and customer-friendly services ensure you get the support you need.
